Banking & Finance

Banking and Finance is a critical sector that underpins economic growth and development. In Vietnam, financial transactions, lending activities, and capital market operations are governed by an intricate framework of regulations, including those set by the State Bank of Vietnam (SBV) and other financial regulatory bodies. Businesses in this sector must comply with regulations related to lending, foreign exchange controls, secured transactions, anti-money laundering (AML), and capital raising.
We offer comprehensive legal services to banks, financial institutions, and corporate borrowers, covering areas such as loan agreements, project finance, trade finance, and regulatory compliance. Our expertise includes drafting and negotiating loan documentation, advising on syndicated loans, handling security agreements, and ensuring compliance with AML and regulatory reporting obligations.
By providing strategic legal support and practical solutions, we help clients navigate complex financial regulations, structure effective financing arrangements, and mitigate risks, ensuring smooth and compliant financial operations.

Banking Regulatory Compliance

Banking Regulatory Compliance covers a wide range of areas, including licensing, anti-money laundering (AML), capital adequacy, reporting obligations, and customer data protection. Failure to comply with banking regulations can lead to fines, reputational damage, and operational restrictions.

We provide comprehensive legal support to banks, financial institutions, and fintech companies to ensure full compliance with Vietnam’s banking regulations. Our services include advising on regulatory frameworks, assisting with licensing applications and renewals, preparing internal compliance policies, and conducting compliance audits. We also assist clients in managing interactions with regulatory bodies, handling investigations, and addressing non-compliance issues.

Banking Operations and Risk Management

We provide comprehensive legal support to banks and financial institutions in optimizing their operational processes and managing risks effectively. Our services include advising on loan agreements, payment systems, internal control policies, and risk management frameworks. We also assist clients in ensuring compliance with anti-money laundering regulations, customer due diligence, and reporting requirements. Additionally, we support clients in developing crisis management plans to address regulatory breaches, fraud investigations, or market disruptions.

Loan and Financing Transactions

Loan and Financing Transactions are at the core of banking and financial operations, involving agreements between lenders and borrowers for various purposes, such as business expansion, project financing, and working capital support.

We provide comprehensive legal support in structuring, negotiating, and documenting loan and financing agreements. Our services include advising on syndicated loans, secured and unsecured lending, credit facilities, and project financing arrangements. We assist clients with drafting loan agreements, security documents, and guarantees, ensuring compliance with regulatory obligations and mitigating potential risks. Additionally, we represent clients in negotiations and help resolve disputes related to financing transactions.

Cross-Border Transactions

Cross-Border Transactions in the banking and finance sector involve complex regulatory, legal, and financial considerations, especially in Vietnam, where foreign exchange controls, tax regulations, and loan registration requirements play a significant role. These transactions can include international loans, foreign direct investments (FDI), trade finance, and cross-border M&A activities. Ensuring compliance with both domestic and international regulations is crucial to avoid delays, penalties, or transactional disputes.

We provide comprehensive legal support for cross-border financial transactions, advising clients on foreign exchange compliance, structuring international loan agreements, and securing regulatory approvals from the State Bank of Vietnam (SBV) and other authorities. Our services also include drafting and negotiating transaction documents, managing due diligence processes, and mitigating risks related to foreign currency controls, tax treaties, and cross-border transfers.

Dispute Resolution

Key Contacts

Nguyen Quoc Phong

Attorney at Law
Founding Partner

Stay ahead of the curve with the latest legal insights and updates from ALiat Legal.

Sign up with your email below to stay informed.